Save big on interest with our longest lasting intro rate on balance transfers. Low intro APR on balance transfers and purchases.

Dec 5, 2025 · The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply today.

When choosing a balance transfer card with a 0% promotional APR, consider these key factors: Length of introductory period. Assess whether an extended period is essential for managing your debt...

Dec 5, 2025 · Citi balance transfer cards have 0% intro APR offers ranging from 15 to 21 months, depending on the card. Which Citi balance transfer credit card is best for you depends on what …

Aug 30, 2024 · Citi offers some of the longest interest-free periods available for balance transfer credit cards, with 0% intro APR periods as long as 21 months. Citi balance transfer credit cards have …

3 days ago · Stop Paying Interest for Up to 21 Months Carrying a credit card balance can feel overwhelming—but it doesn’t have to. Some of these top-rated cards let you pay 0% Intro APR Until …

Nov 27, 2025 · 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your …

Nov 12, 2025 · What are the best credit cards with 0% for 21 months on balance transfers? The best credit card that offers 0% APR for 21 months on balance transfers is the Citi Simplicity® Card. …

Balance transfers let cardholders move a balance from one card to a new one with the goal of avoiding costly interest charges to help you get out of debt faster.

Jun 27, 2025 · How much could you save with a Balance Transfer? Find out the costs of a Balance Transfer and decide whether a Balance Transfer is right for you.